All we have is SSA and my income, but my SS doesn't start until 2024. Yes, I want to retire completely from my largest client, but will retain two others. They aren't stressful clients and I only deal with one person, not an office of people. For both of those clients, I work about 2 hours each per week. So, 4 hours total won't be bad, and if push came to shove, I am sure I can pick up another low-maintenance client. If you can manage, having a few hours of work after you retire can make a big difference financially.